Good To Knows When Applying For An FHA Loan.

Buying a home is a job within itself but knowing what the requirements are upfront can save you a lot of time. Here are some things you want to have ready when you meet with your loan counselor: all social security cards of parties involved (example: self and spouse), know what is on your credit report (purchase a credit report) and be ready to explain any negative items, have proof they have been paid or whatever the case is, have your check stubs for the last month or so and a copy of your tax returns at least for the last two years from date of application, and you will also need to know the value of your personal property. Go into the FHA loan office equipped with these items and you stand a good chance of moving forward quicker than you thought possible. More info: fha loan requirements

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